Learning a new language often involves understanding specific terms used in everyday life, including those used in banking and finance. For English speakers learning Hindi, mastering these terms can be particularly useful for handling financial matters in India. This article provides a comprehensive list of banking and financial vocabulary in Hindi, along with their definitions and examples in Hindi to help you understand their usage in context.
बैंक (Bank)
A financial institution licensed to receive deposits and make loans.
मैं कल बैंक जाऊंगा।
खाता (Khaata)
Account; typically refers to a record of financial transactions.
कृपया आप मेरा बैंक खाता खोल दीजिए।
बचत खाता (Bachat Khaata)
Savings account; a bank account that earns interest.
मेरा बचत खाता में पचास हज़ार रुपये हैं।
चालू खाता (Chalu Khaata)
Current account; a type of bank account for people who run businesses.
मेरा चालू खाता इसी बैंक में है।
ऋण (Rin)
Loan; money lent that is expected to be paid back with interest.
मुझे एक लाख रुपये का ऋण चाहिए।
ब्याज (Byaaj)
Interest; the cost of borrowing money.
ब्याज दरें इस समय काफी अधिक हैं।
जमा करना (Jama Karna)
To deposit; to put money into a bank account.
कृपया इस राशि को मेरे खाते में जमा कर दें।
निकासी (Nikasi)
Withdrawal; taking money out from a bank account.
मैंने बैंक से पाँच हज़ार रुपये की निकासी की।
हस्तांतरण (Hastaantar)
Transfer; moving funds from one account to another.
मैंने अपने दोस्त के खाते में कुछ रुपये हस्तांतरित किए।
चेक (Cheque)
A written order directing a bank to pay money.
कृपया इस चेक को कैश कर दें।
एटीएम (ATM)
Automated Teller Machine; a machine that dispenses cash.
एटीएम से पैसे निकालना सुविधाजनक है।
बैंक शाखा (Bank Shaakha)
Bank branch; a part of a bank which deals with customers.
मेरी नजदीकी बैंक शाखा यहाँ से दस मिनट की दूरी पर है।
वित्तीय वर्ष (Vittiya Varsh)
Financial year; the year as reckoned for taxing or accounting purposes.
इस वित्तीय वर्ष में मेरी आय बढ़ी है।
बीमा (Beema)
Insurance; a practice or arrangement by which a company provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment.
मैंने अपनी कार का बीमा करवा लिया है।
पूँजी (Poonji)
Capital; wealth in the form of money or other assets owned by a person or organization.
उसने अपनी पूँजी निवेश कर दी है।
स्टॉक मार्केट (Stock Market)
Stock market; a market in which shares of publicly held companies are issued and traded.
स्टॉक मार्केट आज गिर गया है।
निवेश (Nivesh)
Investment; the action or process of investing money for profit.
निवेश करने से पहले अच्छी तरह से जाँच परख लेनी चाहिए।
Understanding and using these terms can significantly enhance your ability to communicate in Hindi, especially in contexts involving banking and finance. Whether you are living in India, planning to visit, or just learning the language, familiarity with these words will be incredibly beneficial.
