When learning a new language, understanding the vocabulary related to everyday activities such as banking and finance can be incredibly useful. This article will guide you through essential Ukrainian words and phrases that will help you navigate financial transactions and discussions in Ukraine.
Банк (Bank)
– This word refers to the financial institution where people deposit, withdraw, and manage their money.
Я відкрив новий рахунок у банку вчора.
Гроші (Money)
– A general term for the currency used to purchase goods and services or settle debts.
У мене недостатньо грошей, щоб купити це.
Валюта (Currency)
– The system of money in common use in a particular country.
Який курс обміну валюти сьогодні?
Рахунок (Account)
– A record or statement of financial expenditure and receipts relating to a particular period or purpose.
Перевірте залишок на вашому рахунку.
Кредит (Credit)
– An arrangement in which a buyer is allowed to pay over a period of time, often with interest or fees.
Ми можемо вам запропонувати кредит на покупку автомобіля.
Депозит (Deposit)
– A sum of money placed or kept in a bank account, usually to gain interest.
Я планую зробити великий депозит наступного місяця.
Інвестиція (Investment)
– The action or process of investing money for profit.
Це виглядає як розумна інвестиція.
Акції (Stocks)
– The capital raised by a corporation through the issue of shares entitling holders to an ownership interest.
Він купив акції у великій технологічній компанії.
Борг (Debt)
– Something, typically money, that is owed or due.
Уряд має великий зовнішній борг.
Кредитна картка (Credit card)
– A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
Не забудьте сплатити борг за вашою кредитною карткою.
Збереження (Savings)
– The money one has saved, especially through a bank or official scheme.
Вона поклала частину своїх збережень на окремий рахунок.
Банкомат (ATM)
– An automated teller machine, a device that provides banking services without the need for a human cashier.
Я можу зняти готівку в найближчому банкоматі.
Переказ грошей (Money transfer)
– The act of transferring money from one place to another, which can be done through different financial networks or systems.
Я зробив переказ грошей на ваш рахунок.
Фінанси (Finance)
– The management of large amounts of money, especially by governments or large companies.
Він вивчає фінанси у вищій школі економіки.
Ощадний рахунок (Savings account)
– A bank account that earns interest in exchange for use of the money on deposit.
Ваші кошти у безпеці на ощадному рахунку.
Відсотки (Interest)
– The charge for the privilege of borrowing money, typically expressed as an annual percentage rate.
Відсоткова ставка за цим кредитом занадто висока.
Бюджет (Budget)
– An estimate of income and expenditure for a set period of time.
Вам потрібно планувати свій місячний бюджет обережніше.
Understanding and using these terms will not only help you manage your finances in Ukrainian-speaking regions but will also enhance your language skills in a practical and meaningful way. Whether you’re discussing investment options or simply trying to withdraw money from an ATM, these words form the backbone of everyday financial interactions in Ukraine.
