When it comes to understanding the financial world, knowing the relevant terms in different languages can be incredibly helpful, especially if you are dealing with markets or banks in those countries. Here, we will explore some of the essential financial terms and phrases in Dutch, which could be particularly beneficial if you’re doing business or managing finances in the Netherlands.
Bankrekening – This means “bank account” in Dutch. It refers to the account you hold at a bank where your money is stored.
Ik heb mijn bankrekening bij ING geopend.
Geld – This translates to “money” in English. It’s a general term used in Dutch to refer to currency or cash.
Heb je genoeg geld bij je?
Beleggen – This means “to invest” in Dutch. It involves allocating money in the expectation of some benefit in the future.
Ik overweeg om in aandelen te beleggen.
Belasting – This translates to “tax” in English. It’s the compulsory contribution to state revenue, levied by the government on workers’ income and business profits or added to the cost of some goods, services, and transactions.
Iedereen moet belasting betalen.
Aandeel – The English meaning is “share” or “stock.” It represents a unit of ownership in a company or financial asset.
Hij kocht aandelen van een startend technologiebedrijf.
Lenen – This means “to borrow” in Dutch. It refers to obtaining or receiving something from someone with the intention of returning it or its equivalent.
Kan ik wat geld van je lenen?
Krediet – This translates to “credit” in English. It refers to the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Mijn kredietlimiet is verhoogd door de bank.
Rente – This means “interest” in Dutch. It is the cost of borrowing money, typically expressed as an annual percentage of the principal.
De rente op mijn spaarrekening is dit jaar verhoogd.
Verzekering – This translates to “insurance” in English. It’s a means of protection from financial loss, a form of risk management primarily used to hedge against the risk of a contingent or uncertain loss.
Heb je een reisverzekering afgesloten voor je vakantie?
Hypotheek – This means “mortgage” in Dutch. It’s a loan specifically used to purchase real estate.
Ze hebben een hypotheek genomen om het huis te kopen.
Investering – This translates to “investment” in English. It refers to the action or process of investing money for profit.
De investering heeft een goede ROI opgeleverd.
Valuta – This means “currency” in Dutch. It refers to the system of money in general use in a particular country.
Welke valuta gebruik je in Nederland?
Dividend – This is the portion of corporate profits paid out to stockholders. In Dutch, it’s also called “dividend.”
Het bedrijf keert elk kwartaal dividend uit.
Faillissement – This translates to “bankruptcy” in English. It’s a legal proceeding involving a person or business that is unable to repay their outstanding debts.
Het bedrijf heeft faillissement aangevraagd.
Schuld – This means “debt” in Dutch. It refers to something, typically money, that is owed or due.
Hij werkt hard om zijn schulden af te betalen.
Boekhouding – This translates to “accounting” in English. It’s the process of recording financial transactions pertaining to a business.
Ze is verantwoordelijk voor de boekhouding van het bedrijf.
Winst – This means “profit” in Dutch. It refers to a financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.
Dit jaar heeft het bedrijf een recordwinst behaald.
By learning these financial terms in Dutch, you can navigate the financial landscape of the Netherlands more effectively, whether you’re living, traveling, or doing business there.
